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Smart Money

Smart money is all about aiding you in making smart decisions on any budget. Whether you are living paycheck to paycheck or working on diversifying your portfolio, we have all kinds of tips and tricks to managing your finances. So, if you need help making ends meet, or tips on building credit, you’ve come to the right place.

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Investment apps are the best way to build up some extra cash without getting your hands dirty. Sit back and relax while your money piles up. It may sound crazy that you can have cash rolling in your bank account. Not only is it completely possible, but it’s also incredibly easy to get started! There are loads of apps with different specialties. Find the app that fits your investment wants and you’ll learn to make money while you sleep in no time. What are Investment Apps? Investment apps are a revolutionary way to grow your wealth over time. As an investor, you can buy or sell stocks and bonds directly from the app! With just a few clicks, you have access to the stock market. This is an easy way to make money while you sleep even if you’re new to investing. Different apps are designed to help you build your investments in different ways, so it’s important to choose carefully.  Best Investment Apps for Beginners  These investment apps are great for beginners for a variety of reasons. Not only are they easy to use, but they also offer support, easy access to resources, and many other great options. Most of these apps offer little to no inactivity fees. On top of that, many of them don’t require an investment minimum. Whether you’re a beginner or a seasoned investor, you can make money while you sleep with these great apps: Acorns Ally TD Ameritrade Public Robinhood Stockpile Fidelity Wealthfront Charles Schwab Ellevest Best for Pricing and Investment Tools There are a few financial details to understand about investments. Even if the app is free to download, there might be other fees and minimum costs as you progress.  Minimum investments are the smallest dollar amount that you have to invest in order to receive something back. This basically activates your investing journey. Many apps have extremely small minimum investments, but here are some with no minimum investments: Robinhood Vanguard Fidelity M1 Finance There are many apps that let you download for free. This means there’s no monthly charge you have to pay when you invest in these apps: M1 Finance Vanguard Robinhood Fidelity TD Ameritrade Don’t you hate when you download a free app just to be confronted with a fee before you can even use it? Fees are another large part of the consideration when it comes to choosing an investment app. Here are some apps that offer no fees when investing: Fidelity Interactive Brokers M1 Finance Merrill J. P. Morgan SoFi (Excluding cryptocurrencies) Robinhood TD Ameritrade Vanguard Ally Public (On stocks and ETFs) Stockpile  Another aspect of financial consideration when it comes to investing is commission. Here are a few apps that are commission free: J. P. Morgan Robinhood Vanguard M1 Finance Fidelity TD Ameritrade There are also plenty of apps that offer deals. Here are a few notable ones: Webull- offers a bonus of 5 free shares of stock Moomoo- 15 free stocks (each up to $2,000) Fundrise- $10 bonus SoFi- 1 free stock Groundfloor- $50 bonus Robinhood- 1 free stock Public- $3-$300 bonus Make Money NOW It can’t get much easier for you to pile up on cash. Find the right app for you and run with it! There are plenty of resources online that can help teach you the ins and outs of investing. You have to start somewhere. These apps are the best place. Plus, many of these apps have 24/7 support to help you with any questions or concerns you have. 

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